Money Matters

If there's one thing I think we can all probably agree on, it is that, indeed money does matter. And because money matters, I'm sure it's important to be very clear about how going on the cruise might impact you financially. Below you'll find a comprehensive list of what Lee is and isn't paying for plus a short discussion about tipping customs aboard ship along with a few other tidbits of financial information.

Consequently, this is one time when asking your host very specific questions about money has Miss Manners' (and Lee's) blessing. I'll post anything that needs clarification on this page so that everyone can be clear about how going on the cruise might impact your pocket (or pocketbook).


Included and Excluded Costs for the Cruise
Included Costs

All of the following items will be included at no cost to you.


  • The cost of the cruise including taxes and port charges
  • Airfare to and from the cruise
  • Transportation to and from the airport in both Seattle and Sacramento
  • Transportation from the airport to the hotel in Vancouver
  • Transportation from the hotel to the ship on embarkation day
  • Transport from the ship to the airport on debarkation day
  • Hotel accommodations the night before the cruise at the Pan Pacific Hotel (if you elect it)
  • Dinner in Vancouver on May 2nd
  • Breakfast at the hotel on May 3rd
  • Excursion to REDACTED on December 19th, including transportation, admission, and lunch.
  • All transportation gratuities (except Sky Caps)
  • All non-cash hotel gratuities (when charged to your room)
  • Basic cruise gratuities ($19 per person per day) charged automatically by the ship
  • All Meals on board (including extra-cost Specialty Restaurants and automatically added gratuities or other gratuities charged to your cruise card)
  • Any shoreside meal I host
  • 24-Hour Room Service on board
  • All beverages on board (including the automatic 18% service charge and any other gratuities charged to your cruise card)
  • Shore Excursions costing up to $1,000 per person
  • WiFi Surf Plan
  • Money spent at the Greenhouse Spa and Salon (including the automatically added 18% service charge and any other gratuities charged to your cruise card)
  • Onboard Laundry, Dry Cleaning, Pressing, and Shoe Shine services
  • Purchases in the ship’s shops EXCEPT individual items over $100
  • Photos purchased from the Ship Photographer
  • Travel insurance (including medical expenses, emergency evacuation/repatriation, and baggage protection)
Excluded Costs

The following items are not being provided by your host and will be at your own expense.


  • Purchases in the shipboard shops for items over $100 (No, I’m not picking up the cost of that ruby bracelet you found in the jewelry shop)
  • Purchases at onboard Art Auctions (Sorry, but I refuse to subsidize scams.)
  • Shore excursions with a price over $1,000 per person
  • Meals purchased at anywhere in Ft. Lauderdale other than the Marriott Harbor Beach Resort & Spa
  • Purchases and expenses while on shore in port if not with Lee
  • Cash tips to your room and dining stewards beyond the standard Hotel Service Charge (should you wish to offer them)
  • Cash tips for room service or delivery of laundry/dry cleaning/pressing
  • Cash tips to your Shore Excursion Guide or Bus Drivers
  • Any other cash tips
  • Casino expenses
  • Ship-to-Shore and Shore-to-Ship phone calls
  • Costs incurred because you forgot to put your phone on "airplane" mode on the ship
  • Costs incurred because you missed the ship because you were late getting back to the port
  • If you are caught having smoked in your cabin, the $250/day cleaning charge is on you.
  • If you leave your safe locked after debarking the ship, the cost of the locksmith to open the safe is on you.
  • Medical expenses (although these should be largely covered by travel insurance which Lee is paying for)
  • The cost of obtaining or renewing a passport
  • Anything purchased in cash or charged to your personal debit or credit card except dinner in Vancouver
  • The ubiquitous “items of a personal nature”

You’ll notice that almost everything that I’m excluding is because I can’t set it up to be prepaid or automatically paid. (Except that 20-carat diamond solitaire you fell in love with in the jewelry shop. Don’t try charging it to your room. Even I have limits. The ship has a brig for a reason!)

If you have any questions about what is and is not included, please ASK!


Tipping

The issue of tipping is something that's the source of a lot of anxiety for cruisers, particularly first-time cruisers.

In recent years, most cruise lines have tried to address this by creating the "Hotel Service Charge." The Hotel Service Charge is a fixed amount per day, added to your cruise account which is supposed to replace most tipping. In addition, purchases at bars, in the specialty restaurants, and in the Beauty Salon have an 18% gratuity automatically added to the charge.

Included in the covered costs will be Holland America’s Hotel Service Charge. This fee ($19 per person per day in our cabin category) replaces the basic gratuities to your room and dining stewards. In addition, an 18% gratuity is automatically included on all Salon, Spa, bar and restaurant charges as well. You are welcome to supplement these amounts if you feel it’s warranted (in my experience it usually is) and you wish to do so.

If you use the lounges, you may wish to tip your bartender or waiter/waitress an additional amount either at the time of service, or on the last day of the cruise. If there is anyone else on the staff who has been particularly helpful, you may wish to tip them as well.

It is not appropriate to tip the Cruise Staff or ship’s officers.

What I haven't yet addressed is the issue of how much additional to tip. There are a couple of situations where it's well established.

  • It is customary to tip $1-$2 (or more) per person for room service depending on the number of people being served and the amount the steward has had to carry down for you. This is presented at the time of service. (Remember to keep some $1 bills handy in your cabin for this purpose.)
  • It is customary to tip your Shore Excursion Guide around $5 -$10 per person and your bus driver around $3-$5 per person at the conclusion of the excursion.

But you're still probably puzzled by how much additional is appropriate to tip your room steward, dining steward, and wine steward. You're not alone in this. It's a big topic of discussion in cruise blogs because there's no single answer. It depends on which cruise line you're sailing on, your cabin class, what extra attention you've requested, and how happy you are with how you've been treated.

I can address that last issue pretty definitively. If there's one thing that there's pretty much universal agreement on, it's that the level of service you receive on Holland America ships is absolutely exceptional. It's certainly been true on every single HAL cruise I've taken. (And not so much the couple of times I ventured out to try other lines.)

I should also mention one other thing. The ship's crew rely on tips to survive. The "wage" they're paid by the cruise lines is minimal. They work seven days a week for about seven months at a time. They're away from their families all this time. They're working incredibly long days. I know I couldn't do their job, just on a physical basis. And yet, they're always cheerful. Always eager to help. Always anxious to go that extra mile for you.

So, bottom line, here are the additional amounts I tipped on my last cruise (pro-rated for the 14-day length of our cruise):

  • Cabin Steward: $50
  • Dining Room Waiter: $50
  • Other: $25
That last amount ("Other") is because on every cruise I've taken, there's always been someone other than my cabin or dining room stewards who's gone out of their way for me, regularly done something special to help or just brighten my day. Sometimes it's been a waiter or bartender in a Lounge I've frequented. Sometimes it's been one of the stewards in the Lido Market. On one cruise it was the dining room doorman.

One final thing: you should consider the above amounts as per cabin, not per person.

Room service tips and tips to Beauty Salon and Spa staff are offered at the time of service. Tips to Bar and Lounge staff may be offered at the time of service or on the last evening of the cruise. Keep in mind that for your Beauty Salon and Spa services as well as Bar and Lounge services, an 18% service charge is already (automatically) added to your bill.

Tips to your room steward are left in an envelope in your room on the last night of the cruise before you go to dinner, so that it will be seen by the steward when he makes up your room. My favorite spot is on the foot of the bed. Be sure to write the steward's name on the envelope!!! Tips to the dining room staff are traditionally given in envelopes at the end of the last evening’s dinner.

All tips (other than the standard “Hotel Service Charge”) are in cash. I’ll provide envelopes for anyone who wants to offer cash tips.

Tipping isn't quite done once you're off the ship. If you have more bags than you can comfortably manage by yourself, there are Longshoremen in the huge luggage collection hall with carts who can help you. If you need their assistance, you should plan on tipping them at least $2 per bag. If you're carrying your bags yourself, no tipping is necessary.